To-dos For Newton MA Homeowners Before Closing

Moving can be a very busy undertaking. It is easy to miss a few important things. The to-dos for Newton MA homeowners before closing below can ensure a smooth closing.

Contact Your Lender

If real estate taxes are part of your monthly payment, this means that an escrow account is being maintained by your mortgage company. When the tax bill is paid, the funds are disbursed from the escrow account. If your upcoming closing is planned for around the same time as a real estate tax due date, you may want to ask your mortgage company not to pay it. You could be charged for that same bill at closing, resulting in a duplicate payment. Check with the closing attorney for clarification. It may be a painful procedure to get that money back or you may not realize the error at all. Typically, any funds left in the account are returned after the mortgage company receive the payoff.

Complete USPS Paperwork To Forward Mail

You can fill out paperwork to forward your mail with the postal service in advance. This can be done at a local branch or on their website. There may be two different types of services. A straight-forward mail forwarding requires a minimal charge of a few dollars when processed online. There is an upgraded option that costs more but is not necessary when forwarding addresses. You will still need to inform senders directly of your new address. USPS forwarding services continues for a limited period.

Contact Utility Providers

Contact each utility company to schedule termination of service. Most must have some notice for cancellation. For services such as electricity, a service person must come out to read your meter prior to issuing the final bill. You will need to return equipment for some others. You might not find out these details until you call them, so do not delay until closing day.

To-dos For Newton MA Homeowners Before Closing

The to-dos for Newton MA homeowners before closing above includes just some of the major things to remember. For additional tasks for selling your property, refer to your real estate agent. He or she will be a helpful resource in the home selling process.